What is a virtual card?
Our free virtual card will help you manage your money easier and safer.
It is created in your CFPS app with a few taps and can be added to your Apple Pay or Google Pay wallet. It has its own card credentials such as a 16-digit card number, CVV code, and expiry date. This provides an additional layer of security for your card payments.
With your virtual card, you can:
- Make online purchases;
- Shop in-store via Apple Pay or Google Pay;
- Get SMS notifications when you make a transaction;
- Block your card instantly right in the app.
How can I get a virtual card?
You can get your virtual card with a few taps in your CFPS app:
- Open your CFPS app and tap “Open card”;
- Select the Virtual debit card option to create your card;
- Tap “Order” and wait a few seconds;
- Done!
Now you can start shopping online or link your virtual card to Apple Pay or Google Pay for offline purchases.
How can I top up my card?
To add money to your virtual debit card, you can use one of the following options:
- Top it up from your CFPS account or another CFPS card. To do that, open your CFPS app, go to the Payments screen, and select the Between own accounts option. After that, choose where you want to send your money from, select the card you want to top up, enter the desired amount, and confirm the payment.
- Make a SEPA or SWIFT transfer from your other bank account. To do that, open your CFPS app, select the desired card and tap the Add funds button. Then copy your card account details and use them to make a payment.
- Please note that you need an NFC-enabled ATM to top up your virtual card.
All incoming transactions are free for both your account and debit cards. All transfers between CFPS users are also free of charge.
Where can I use my card?
All our cards are powered by Mastercard®, which means that you can use them wherever Mastercard® is accepted!
Your cards can be used to shop in-store and make online purchases. You can also add your virtual debit card to Apple Pay or Google Pay.
How can I close my virtual card?
For your security and peace of mind, we let you block your virtual card at any time in your CFPS app. To do that, follow these steps:
- Open your CFPS app and tap your virtual card on the Home screen;
- Select Block card and confirm;
- Your virtual card will be blocked immediately.
All the money on your virtual card balance will be transferred to your CFPS account automatically. Once you’ve blocked your virtual card, you won’t be able to use it again. However, you can get a new virtual card for free (up to 3 times per month per user).